US Bank reportedly offers second chance checking accounts even if your listed in Chex Systems. However, reports are inconsistent about US Bank second chance checking accounts.
So here is what we know. Some applications for US Bank second chance checking accounts are approved online and others are approved “in store” (inside the branch office), but it appears that approval is inconsistent bank wide and some banks approve while others will not. It has also been reported that some locations have signs that state Chex Systems is no problem.
Since reports of US Bank second chance checking accounts are inconsistent, I recommend calling a local branch and asking before you go in to apply.
