Peoples Cash Solution offers one of the most popular second chance checking opportunities called the Peoples Bank Second Chance Checking Account.
The Peoples Bank Second Chance Checking Account is offered through a web site called Peoples Cash Solutions and if one of the most popular second chance checking opportunities available. The account is underwritten by Peoples Bank in Paris, Texas and is also known as the Five Star checking account.
Here is how the Peoples Bank account works.
You can deposit funds through direct deposit, money order, bank wire, by mail and through resources like Western Union and PayPal.
Your account includes a check book and debit MasterCard and both are issued by Peoples Bank (FDIC insured). The account includes such features as free online bill pay, no fees to open account or monthly fees, paper statements, no ChexSystems check and there do not appear to be any credit score requirements.
Possible issues – This is an excellent second chance checking opportunity, but if you do not live in Texas you could end up with issues that tend to be more of inconvenience. For example, if you needed to mail deposits the time to have deposits credited your account could be as long as a couple of weeks.
At the end of the day, the Peoples Bank second chance checking account seems like a good deal and is the perfect account if your live in Texas. You can get more information and apply here or check out the rest of the banks offering second chance checking accounts in Texas.
If the Peoples Bank second chance checking account does not work out for you, out our directory of second chance checking banks and if you cant find a local bank in your area, check out our prepaid credit cards page or get the recommended Upside prepaid credit card.